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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Fight the Winter… With Weather Stripping

January 18, 2018 by Mr. Heartland on FIRE

I don’t know where you live, but its been bone chilling cold here.  Like, at or below zero for several consecutive days with wind chills in the negative double digits.  If there was any doubt…there is none now.  It’s clear that:

[Read more…] about Fight the Winter… With Weather Stripping

Filed Under: Cost Cutting, DIY, Smart Spending Tagged With: DIY Weather Stripping, Energy conservation, energy efficiency, Energy Savings, How to Install Weather Stripping, Reducing Heating Costs, Weather Stripping Savings

Life Can Be Grand Living in the Heartland

January 12, 2018 by Mr. Heartland on FIRE

If you’ve read the About this Blog page you know that the Heartland on FIRE crew lives near St. Louis, MO.  Smack dab in the middle of America’s Heartland… a place that many call “Flyover Country”.

Now at first blush, the Heartland doesn’t offer ocean views, rocky mountains, the trendiest restaurants or shopping, or the highest paying jobs in country.  It’s also true that the weather tends to be bipolar (super hot and humid in one moment and bitterly cold the next).  As I am writing this the temperature has dropped from the mid 60s down into the 20s! What the hell?  So, it’s understandable why many think the way they do.

However, for those of us on the path to FI, you may find that Heartland living can be a secret weapon to achieving FI significantly sooner.

[Read more…] about Life Can Be Grand Living in the Heartland

Filed Under: Retirement, Smart Spending Tagged With: FI, Financial Independence, Geographic Arbitrage, Heartland, Travel

Our 2017 Spending: A Peak Under the Hood

January 5, 2018 by Mr. Heartland on FIRE

My Father-In-Law’s car is cooler than mine… and cleaner than our spending.

[Read more…] about Our 2017 Spending: A Peak Under the Hood

Filed Under: Annual Planning, Smart Spending Tagged With: Budget, cost control, FI number, Spending, spending analysis

Progress Update 1

December 30, 2017 by Mr. Heartland on FIRE

Well its been roughly a month since this here blog said hello to the world.  I’ve promised to provide updates on our journey to FI along the way.  You can always check the latest and greatest info on the Track Our Progress page  Anyways, without further adieu, here is how we did in December: [Read more…] about Progress Update 1

Filed Under: FI Progress Tagged With: Financial Independence, Investment Gains, Net Worth, Portfolio Growth, Progress, Vanguard

How we “Settled” for Paying Down More Than $56,000 in Debt in 1 Year

December 28, 2017 by Mr. Heartland on FIRE

Best laid plans went to crap? Perfect… How we backed into Debt Destruction.

[Read more…] about How we “Settled” for Paying Down More Than $56,000 in Debt in 1 Year

Filed Under: Debt Reduction, Smart Spending Tagged With: Car Payment, Dave Ramsey, Debt Pay Off, House buying, Rental Property, Smart Spending, Suze Orman

Buy a Car to Get Closer to Financial Independence?

December 22, 2017 by Mr. Heartland on FIRE

My Truck – Looks good, but when you run the numbers, you’ll scream!

[Read more…] about Buy a Car to Get Closer to Financial Independence?

Filed Under: Smart Spending Tagged With: Efficient Transportation, Smart Auto Spending, Vehicle Purchase

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