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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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10 Lazy Ways to Increase your Savings Rate

February 9, 2018 by Mr. Heartland on FIRE

[Read more…] about 10 Lazy Ways to Increase your Savings Rate

Filed Under: Savings Tagged With: easy ways to save, Lazy ways to save money, lifestyle creep, lifestyle inflation, Money saving tips, passive savings, Savings rate

Progress Update 2

February 2, 2018 by Mr. Heartland on FIRE

It’s the beginning of a new month.  That means its time for me to do a little roundup of the month that was and to update our net worth numbers for all you tens of readers.

You can always check the latest and greatest info on the Track Our Progress page.

So, what the heck happened in January? [Read more…] about Progress Update 2

Filed Under: FI Progress, Retirement Tagged With: FI progress, Net Worth, portfolio value, stock market returns

Foundation Problems? Simple steps to take before you spend thousands!

January 26, 2018 by Mr. Heartland on FIRE

[Read more…] about Foundation Problems? Simple steps to take before you spend thousands!

Filed Under: Cost Cutting, DIY, Smart Spending Tagged With: basement waterproofing, crack monitoring, Foundation crack repair, Foundation problems, foundation repair, foundation waterproofing, mudjacking, settlement, slope failure, sump pump, undermining, underpinning

Fight the Winter… With Weather Stripping

January 18, 2018 by Mr. Heartland on FIRE

I don’t know where you live, but its been bone chilling cold here.  Like, at or below zero for several consecutive days with wind chills in the negative double digits.  If there was any doubt…there is none now.  It’s clear that:

[Read more…] about Fight the Winter… With Weather Stripping

Filed Under: Cost Cutting, DIY, Smart Spending Tagged With: DIY Weather Stripping, Energy conservation, energy efficiency, Energy Savings, How to Install Weather Stripping, Reducing Heating Costs, Weather Stripping Savings

Life Can Be Grand Living in the Heartland

January 12, 2018 by Mr. Heartland on FIRE

If you’ve read the About this Blog page you know that the Heartland on FIRE crew lives near St. Louis, MO.  Smack dab in the middle of America’s Heartland… a place that many call “Flyover Country”.

Now at first blush, the Heartland doesn’t offer ocean views, rocky mountains, the trendiest restaurants or shopping, or the highest paying jobs in country.  It’s also true that the weather tends to be bipolar (super hot and humid in one moment and bitterly cold the next).  As I am writing this the temperature has dropped from the mid 60s down into the 20s! What the hell?  So, it’s understandable why many think the way they do.

However, for those of us on the path to FI, you may find that Heartland living can be a secret weapon to achieving FI significantly sooner.

[Read more…] about Life Can Be Grand Living in the Heartland

Filed Under: Retirement, Smart Spending Tagged With: FI, Financial Independence, Geographic Arbitrage, Heartland, Travel

Our 2017 Spending: A Peak Under the Hood

January 5, 2018 by Mr. Heartland on FIRE

My Father-In-Law’s car is cooler than mine… and cleaner than our spending.

[Read more…] about Our 2017 Spending: A Peak Under the Hood

Filed Under: Annual Planning, Smart Spending Tagged With: Budget, cost control, FI number, Spending, spending analysis

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