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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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personal finance

Our 2019 Spending: Exposed!

January 16, 2020 by Mr. Heartland on FIRE

2019 is in the books. As always, I like to look back on the year that was, and take stock of our spending. Anyways, for better or worse here is what happened.

[Read more…] about Our 2019 Spending: Exposed!

Filed Under: Annual Planning, Cost Cutting, FI Progress, Smart Spending Tagged With: burn rate, financial indpendence, personal finance

Pay Off Low Interest Debt? Why We Defy Common Wisdom

August 15, 2019 by Mr. Heartland on FIRE

We just refinanced our house into a 15-year mortgage. We will be paying off our car loan early. The mortgage was 4% (now 3%) and the car is 2% interest. The math says that it’s usually better to invest your money than to pay off low interest loans. So what the hell are we doing?

[Read more…] about Pay Off Low Interest Debt? Why We Defy Common Wisdom

Filed Under: Uncategorized Tagged With: debt pay down, Debt Pay Off, Financial Independence, pay off debt or invest?, personal finance

2019 Heartland on FIRE Mid-Year Savings Update

July 18, 2019 by Mr. Heartland on FIRE

At the beginning of the year, I laid out our savings goals for 2019. Well now that we are halfway through the year… how are we doing?

[Read more…] about 2019 Heartland on FIRE Mid-Year Savings Update

Filed Under: Uncategorized Tagged With: financial goals, Financial Independence, passive income, personal finance, Savings

2019 Mid-Year Spending Checkup

July 11, 2019 by Mr. Heartland on FIRE

We’ve reached the halfway point of 2019 and it’s that time again to check how our spending has been going so far.

[Read more…] about 2019 Mid-Year Spending Checkup

Filed Under: Annual Planning, Uncategorized Tagged With: burn rate, Financial Independence, personal finance

Net Worth Update 19: Crouching Tiger, Hidden Expenses

July 4, 2019 by Mr. Heartland on FIRE

Happy Fourth of July!

June just wrapped up, and with it goes a very expensive month for us. It seemed like everywhere we turned some expense would pop up. Well, as the saying goes: “Them’s the breaks”.

With the onslaught of expenses, how did our finances fare?

[Read more…] about Net Worth Update 19: Crouching Tiger, Hidden Expenses

Filed Under: FI Progress, Savings, Uncategorized Tagged With: Net Worth, personal finance

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