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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Financial Independence

Net Worth Update 17: Oops, we did it again.

May 2, 2019 by Mr. Heartland on FIRE

As I left you last month we were pondering whether our youngest broke her foot while I was typing Update 16. After an urgent care visit, I can thankfully report that she only sprained her foot, and after a few days of hobbling around she’s good as new. Wheew! So besides luckily dodging health issues, were there any financial bumps in the road in April? Keep reading to find out.

[Read more…] about Net Worth Update 17: Oops, we did it again.

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: Financial Independence, Money Fail, net worth update

Give Yourself a Week’s Vacation with Grocery Pickup

April 25, 2019 by Mr. Heartland on FIRE

We’ve been trying grocery pickup the last couple months and I’m here to tell you it warrants serious consideration as a lifestyle optimization hack for everyone and those on the path to Financial Independence, especially.

[Read more…] about Give Yourself a Week’s Vacation with Grocery Pickup

Filed Under: Lifestyle Improvement, Smart Spending Tagged With: Financial Independence, grocery pickup, intentional spending, lifestyle optimization

Net Worth Update 14: Polar Vortex Edition

February 7, 2019 by Mr. Heartland on FIRE

January was a month of lows… like REALLY low. Windchills of negative 20 to 30 degrees below zero canceled classes and work for many around these parts. So, with temperatures colder than Arendelle taking hold, did the arctic air freeze our net worth?

[Read more…] about Net Worth Update 14: Polar Vortex Edition

Filed Under: FI Progress, Lifestyle Improvement, Savings, Uncategorized Tagged With: Financial Independence, Net Worth, Travel Hacking, Weight Loss Goals

Our 2018 Scorecard and 2019 Personal Finance Goals

January 10, 2019 by Mr. Heartland on FIRE

It’s a new year and that means new resolutions, right? Last January I set some personal finance goals for our household. I wanted to take a moment and look back at the past year. Did we meet our goals for the year? Did we bomb in epic fashion? My grading system is simple PASS or FAIL. Read on for the results! [Read more…] about Our 2018 Scorecard and 2019 Personal Finance Goals

Filed Under: Annual Planning, FI Progress, Retirement, Savings, Uncategorized Tagged With: Annual Planning, Financial Independence, Financial Resolutions, Money Goals, Savings Goals

Patience is the Smoldering Heart of the FIRE

November 15, 2018 by Mr. Heartland on FIRE

The flames of the FIRE (Financial Independence Retire Early) movement can spread rapidly.  Just like a campfire stacked with kindling, the flames are tall, flickering, and bright at first, but over time, these flames subside leaving the dull glow of smoldering coals.

But you don’t cook on the flickering flames.  This short blast of high heat would scorch the outside, leaving the inside raw.  You do your cooking on the coals,  sustaining just the right level of heat over a longer time.

Having an open mind, self evaluation, and taking bold action are critical to igniting the FIRE and the bright dancing flames of the initial burn.

Patience is the Smoldering Heart of the FIRE [Read more…] about Patience is the Smoldering Heart of the FIRE

Filed Under: FI Progress, Lifestyle Improvement, Uncategorized Tagged With: FI number, Financial Independence, Financial Independence Retire Early, FIRE, FIRE skills, Goal Setting, The Path to FIRE

Net Worth Update 11: Free Fallin’

November 1, 2018 by Mr. Heartland on FIRE

Happy Halloween!  Another month is in the books.  October was much kinder to my psyche than September… But how did our finances fare? [Read more…] about Net Worth Update 11: Free Fallin’

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: Choose FI, Disney for Free, FI progress, Financial Independence, Portfolio Growth, Travel Hacking, Travel Rewards

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