Dave Ramsey

Thank You Notes from the Heart(land)

November 22, 2018 by Mr. Heartland on FIRE

Happy Thanksgiving!!

A year ago today, this blog did not exist. November marks the end of my first year of blogging on this site. It’s been a hell of a journey so far and I can’t wait to see where this whole thing goes. So, to get into the Thanksgiving spirit, I thought it would be help to write out a list of Thank You notes for those that are responsible for the existence of this blog.

***Cracks Knuckles***

***Piano Softly Plays***

How to Move Up the Credit Score Leaderboard

October 18, 2018 by Mr. Heartland on FIRE

Credit cards can be a polarizing topic in the personal finance community. On one end, you have Dave Ramsey and his cash envelope system which abhors the use of credit cards. At the opposite end you have the travel hackers, who churn credit cards for travel rewards. The Heartland on FIRE household has covered the full range of the credit card usage spectrum. In 2017 we essentially did not use our credit cards. However, over the past year, we have become big proponents of credit cards. As such, we have been paying closer attention to our credit score. Let’s explore whether a credit card is right for you, and if so, the importance of a high credit score. Also, I’ve thrown in a quick tip to raise your score.

How we “Settled” for Paying Down More Than $56,000 in Debt in 1 Year

December 28, 2017 by Mr. Heartland on FIRE