Happy Halloween! Another month is in the books. October was much kinder to my psyche than September… But how did our finances fare? [Read more…] about Net Worth Update 11: Free Fallin’
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Over 50% of Americans Don’t Use Their Vacation. Don’t be one of them!
***Extremely Mickey Mouse voice*** – Hi Kids! Today’s Mousekatool is Paid Vacation
I am fresh off of our first full week vacation in 2 years. While we’ve taken a few long weekend trips, we haven’t had a full week off during this time. We took our daughters to Disney World (geez… could you tell?) and we all had a great time and created many memories that won’t soon be forgotten.
My wife and I have already started discussing our next vacation! I think we can all get behind more vacation, right?
Well, the answer is apparently a big fat NO.
As I have been reflecting on the week gone by, I recalled an article I had read that stated that roughly 52% of Americans don’t use their paid vacation.
Let that sink in.
Your boss is willing to pay you money… to not show up for work. And we say, “No Thanks” more than half the time!
[Read more…] about Over 50% of Americans Don’t Use Their Vacation. Don’t be one of them!
How to Move Up the Credit Score Leaderboard
Credit cards can be a polarizing topic in the personal finance community. On one end, you have Dave Ramsey and his cash envelope system which abhors the use of credit cards. At the opposite end you have the travel hackers, who churn credit cards for travel rewards. The Heartland on FIRE household has covered the full range of the credit card usage spectrum. In 2017 we essentially did not use our credit cards. However, over the past year, we have become big proponents of credit cards. As such, we have been paying closer attention to our credit score. Let’s explore whether a credit card is right for you, and if so, the importance of a high credit score. Also, I’ve thrown in a quick tip to raise your score.[Read more…] about How to Move Up the Credit Score Leaderboard