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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Net Worth Update 9: Paul Bunyan Edition

September 6, 2018 by Mr. Heartland on FIRE

August came and August went.  And with it, I now have a child in Kindergarten!  What a mind job!  While I begin to adjust to yet another reminder that I am getting old, let’s take a step back and dissect the month that was.

[Read more…] about Net Worth Update 9: Paul Bunyan Edition

Filed Under: FI Progress, Savings, Smart Spending Tagged With: 401k contibutions, cash flow budget, first time school parent, short term savings strategies

Own a Home but Looking to Move? How to Save for the Next Down Payment

August 30, 2018 by Mr. Heartland on FIRE

Not our house… but I can dream right?

A down payment for a house can be one of, if not, the largest single expenses in a person’s life.  It’s no wonder many choose to rent instead of purchase.  However, if you are like us here in the Heartland on FIRE household, you may be addicted to real estate and home ownership may be a very important goal for you.  We figure we have one or two more houses in us yet.  As with all goals, a well thought out and soundly executed plan is key to achieve your objective.  The problem is, there are several options to consider.  So let’s take a few minutes and run down some of them to see what may be the best option.

[Read more…] about Own a Home but Looking to Move? How to Save for the Next Down Payment

Filed Under: Uncategorized Tagged With: buying a new home, forced appreciation, home equity, live in flip, paying off mortgage, saving for a down payment, saving for a goal, saving strategies

How to Compare Short Term Savings Strategies

August 23, 2018 by Mr. Heartland on FIRE

We have a potentially lucrative investment opportunity on the horizon.  It will take an aggressive savings strategy to be able to jump on it.  So, I wanted to walk through our thought process on how we plan to attack this ambitious short term savings goal.

[Read more…] about How to Compare Short Term Savings Strategies

Filed Under: Savings Tagged With: bonds, certificates of deposits, how to invest for the short term, pros and cons of short term investment options, savings accounts, short term savings strategies, stocks

5 Keys to Making Restaurant Quality BBQ at Home

August 16, 2018 by Mr. Heartland on FIRE

I love Barbecue.  I can’t get enough of it.  The heat of the coals, the wisp of thin white smoke lazily rising from the smoker, the hint of smoke wood-tinged air, and of course the mahogany-colored meat itself! A great a plate of ribs makes Daddy happy!

The problem is, a plate of good “Que”, can stick you with a sizable tab if you always get it at a restaurant.  But it doesn’t have to be that way!

[Read more…] about 5 Keys to Making Restaurant Quality BBQ at Home

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Smart Spending Tagged With: Amazing Ribs, BBQ on a budget, Bogart's BBQ, Cheap BBQ, Financial Independence, Great BBQ at home, how to make great ribs, lifestyle optimization, Pappy's BBQ, Sugarfire, The Virtual Weber Bullet

Keeping Up With the Anti-Joneses

August 9, 2018 by Mr. Heartland on FIRE

We’ve all heard the phrase “Keeping up with the Joneses”.  That is the arms race of measuring one’s worth by comparing one’s possessions and status with one’s peers.  It means acquiring the biggest, the best, the newest, and the most expensive things.  You look down the street and see the family with the new car and you set your sights to figuring out how you can buy one yourself.   A friend gets a new job or promotion and you feel the pressure to improve your own career standing.  You have to be the first among your friends to buy the newest iPhone model.  It is an insatiable pursuit of more and better.  If you look around, it appears that we are surrounded by the Joneses.  Do we have to keep up with the Joneses?  Is there another way?

[Read more…] about Keeping Up With the Anti-Joneses

Filed Under: Lifestyle Improvement Tagged With: Financial Independence, FIRE, Keeping up with the Joneses, lifestyle optimization, Rockstar Finance, The Anti-Joneses

Progress Update 8: A Blind Squirrel Finds a Nut and Changes Abound

August 2, 2018 by Mr. Heartland on FIRE

July wasn’t messing around.  It was a month of changes in a number of areas.  Let’s just call it financially dynamic.  Join me as I unpack the happenings from the month that was and come see how the Heartland on FIRE household fared in July.

[Read more…] about Progress Update 8: A Blind Squirrel Finds a Nut and Changes Abound

Filed Under: FI Progress Tagged With: 401k contibutions, blog traffic, Net Worth, Portfolio Growth, Rockstar Finance, Vanguard

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