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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Why We FI

May 16, 2019 by Mr. Heartland on FIRE

To many, the pursuit of Financial Independence (FI) can seem like a lot of hard work and sacrifice. Scrimping and saving, cutting back on dining out, cable, and other retail expenses, buying used or not buying at all sounds like deprivation. If I am being totally honest, there are days when I sometimes question my motivation myself.

Today is not one of those days.

Today is a reminder of why I choose FI.

[Read more…] about Why We FI

Filed Under: Lifestyle Improvement, Retirement, Uncategorized Tagged With: Financial Independence, no time, quit my job

We Just Bought Another Car. Are We Nuts?!

May 9, 2019 by Mr. Heartland on FIRE

The big news around the Heartland on FIRE household recently is that we bought another new car. You heard me right. We pulled the trigger on a new car for my wife just a year after replacing my truck with a new car. That sure sounds like it goes against our quest for Financial Independence (FI). So have we lost our minds? Why did we commit another FI Faux Paux?

[Read more…] about We Just Bought Another Car. Are We Nuts?!

Filed Under: Smart Spending, Uncategorized Tagged With: Car Buying, car financing, Financial Independence, how to buy a car, new vs used car

Net Worth Update 17: Oops, we did it again.

May 2, 2019 by Mr. Heartland on FIRE

As I left you last month we were pondering whether our youngest broke her foot while I was typing Update 16. After an urgent care visit, I can thankfully report that she only sprained her foot, and after a few days of hobbling around she’s good as new. Wheew! So besides luckily dodging health issues, were there any financial bumps in the road in April? Keep reading to find out.

[Read more…] about Net Worth Update 17: Oops, we did it again.

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: Financial Independence, Money Fail, net worth update

Give Yourself a Week’s Vacation with Grocery Pickup

April 25, 2019 by Mr. Heartland on FIRE

We’ve been trying grocery pickup the last couple months and I’m here to tell you it warrants serious consideration as a lifestyle optimization hack for everyone and those on the path to Financial Independence, especially.

[Read more…] about Give Yourself a Week’s Vacation with Grocery Pickup

Filed Under: Lifestyle Improvement, Smart Spending Tagged With: Financial Independence, grocery pickup, intentional spending, lifestyle optimization

What’s Next? – Money Problems of the Good Kind

April 18, 2019 by Mr. Heartland on FIRE

My wife and I are about two years into our Financial Independence (FI) journey. We have done quite a bit to right our financial ship. We’ve laid the groundwork for a solid financial future.

But still, I find myself so anxious. I keep thinking, nay obsessing, about finding ways to shorten the time to FI. It seems, I’ve moved from one kind of money problems to another kind. I am going to take you inside my thought process as I weigh my options.

[Read more…] about What’s Next? – Money Problems of the Good Kind

Filed Under: FI Progress, Lifestyle Improvement, Retirement, Uncategorized Tagged With: Evaluating Financial Opportunities, Good money problems, investing for the future, Shorten the time to financial independence

Drain King for a Day

April 11, 2019 by Mr. Heartland on FIRE

I recently knocked out a much needed DIY yard project and installed yard drains around my kids’ playhouse and fixed a broken and clogged downspout. In reflecting on the project I realize the impact of tackling this DIY project may be much larger than at first glance. In fact, the monetary savings alone surprised me. So let’s take a closer look.

[Read more…] about Drain King for a Day

Filed Under: DIY, Lifestyle Improvement, Savings, Uncategorized Tagged With: DIY Yard Work, Downspout Repair, Fixing Drainage Problems, Saving Money with DIY

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