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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Walk it Off

October 10, 2019 by Mr. Heartland on FIRE

Hi, my name is Mr. Heartland on FIRE, and I love long walks on the beach. Pretty corny, I know…. But seriously. I love walking. The beach is preferred, but totally optional.

Lifestyle optimization is a powerful tool on the path to Financial Independence (FI) . It means to focus your life’s resources (time, money, etc.) doing things you love, while trying to cut out those things you don’t.

For me, walking is one of the activities I’ve been working to incorporate more of into my life. Let me tell you why.

[Read more…] about Walk it Off

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: Financial Independence, lifestyle optimization, The benefits of walking, Why I walk

Net Worth Update 22: Back to Business? Edition

October 3, 2019 by Mr. Heartland on FIRE

It’s official: Summer is over. School is in full swing and college football is back! Whoohoo! We paid off our car loan in August, but did we get our savings back in line in September?

[Read more…] about Net Worth Update 22: Back to Business? Edition

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: Investment Performance, Monthly Savings, Net Worth

10 Reasons Why You Should Learn to Cook

September 19, 2019 by Mr. Heartland on FIRE

I am all about picking up skills and hobbies that check multiple boxes. In my experience, nothing checks more boxes than learning to cook, so I wanted to take a moment to reflect on exactly why I love it. Let me walk you through 10 of my favorite reasons why you should pick up cooking.

[Read more…] about 10 Reasons Why You Should Learn to Cook

Filed Under: DIY, Lifestyle Improvement, Uncategorized Tagged With: Benefits of Home Cooking, FI Hacks, Learn to Cook, Save Money By Cooking at Home

Which Rewards Credit Card is Right for Me?

September 12, 2019 by Mr. Heartland on FIRE

Napa vines courtesy of travel rewards!

Credit card rewards are a great way to travel the world at a discount or earn cash back from your normal spending habits. While it’s nice to earn points or miles as you spend, the largest benefit comes from card sign up bonuses. My wife and I both met our bonuses on our Chase Sapphire cards earlier this year and now I am on the hunt for a new card. Read along if you are interested in getting inside my head while I evaluate the options.

[Read more…] about Which Rewards Credit Card is Right for Me?

Filed Under: Annual Planning, Smart Spending, Uncategorized Tagged With: Credit Card Rewards, How to Choose a Credit Card, Travel Rewards

Net Worth Update 21: Debt Eraser Edition

September 5, 2019 by Mr. Heartland on FIRE

Between the start of school and two vacations, August was a whirlwind month. The moving and shaking also carried over into our finances. So what happened?

[Read more…] about Net Worth Update 21: Debt Eraser Edition

Filed Under: Debt Reduction, FI Progress, Savings, Smart Spending, Uncategorized Tagged With: Credit Card Rewards, Investment Performance, net worth update, Paying off car

Being Early: The Simplest Success Hack

August 29, 2019 by Mr. Heartland on FIRE

A few weeks ago, my wife and I were on vacation in San Francisco. We had an ambitious schedule so we arrived to pick up our rental car for the trip early in the morning. The lady working the counter tossed us the keys and proclaimed: “You’re in luck… this is our last car.” She went on to tell us that several groups were due in shortly and they wouldn’t behave cars available for 3 to 4 hours!

Yikes! A delay that long would have nuked our vacation plans. How lucky were we?

Upon reflection; however, it seems this wasn’t an isolated incident. The common thread between this “lucky” event and several others was a supremely simple hack…

Being Early

[Read more…] about Being Early: The Simplest Success Hack

Filed Under: Lifestyle Improvement Tagged With: be early, morning person, secrets to success, success hacks

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