Blazing a Trail Towards Financial Independence
When it comes to investing, I’ve been an outspoken advocate of keeping things as simple and as cheap as possible. Namely, to own the entire stock market using a Total Stock Market index fund with a rock bottom expense ratio. But recently I’ve decided to add some complexity into my investing portfolio. Let me tell you why.
[Read more…] about Shaking Up Our Portfolio: Why We are Straying From the Simple Path To Wealth
Financial responsibility is a trait that can be taught from an early age. Setting positive examples is critical to help your children begin to develop a mindset of financial responsibility that can set them up for life.
[Read more…] about How We are Teaching Our Kids to Be the Millionaires Next Door
Hi, my name is Mr. Heartland on FIRE, and I love long walks on the beach. Pretty corny, I know…. But seriously. I love walking. The beach is preferred, but totally optional.
Lifestyle optimization is a powerful tool on the path to Financial Independence (FI) . It means to focus your life’s resources (time, money, etc.) doing things you love, while trying to cut out those things you don’t.
For me, walking is one of the activities I’ve been working to incorporate more of into my life. Let me tell you why.
[Read more…] about Walk it Off
It’s official: Summer is over. School is in full swing and college football is back! Whoohoo! We paid off our car loan in August, but did we get our savings back in line in September?
[Read more…] about Net Worth Update 22: Back to Business? Edition
I am all about picking up skills and hobbies that check multiple boxes. In my experience, nothing checks more boxes than learning to cook, so I wanted to take a moment to reflect on exactly why I love it. Let me walk you through 10 of my favorite reasons why you should pick up cooking.
[Read more…] about 10 Reasons Why You Should Learn to Cook
Credit card rewards are a great way to travel the world at a discount or earn cash back from your normal spending habits. While it’s nice to earn points or miles as you spend, the largest benefit comes from card sign up bonuses. My wife and I both met our bonuses on our Chase Sapphire cards earlier this year and now I am on the hunt for a new card. Read along if you are interested in getting inside my head while I evaluate the options.
[Read more…] about Which Rewards Credit Card is Right for Me?