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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Cutting Back on… ME

January 24, 2019 by Mr. Heartland on FIRE

My new best buds.

I often write about cutting back on our spending. But after taking a long look in the mirror I decided I needed to focus on cutting back on… well… me.

[Read more…] about Cutting Back on… ME

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: 4-Hour Body, Instant Pot Dieting Hacks, Slow Carb Diet, Tim Ferriss, Weight Loss Goals, Weight Loss Resolution

Dropping Our Financial Pants: 2018 Spending

January 17, 2019 by Mr. Heartland on FIRE

With another year in the books, it’s good to look back and see where all the money went. This is my second year of tracking spending by detailed categories and my second year of posting our spending online. You can check out our 2017 Spending here.

I got to say, that putting all this information out there feels a bit like standing in front of a group of people in my underwear. I feel a bit exposed!

So without further ado… how did we, ehhh, do?

[Read more…] about Dropping Our Financial Pants: 2018 Spending

Filed Under: Annual Planning, Cost Cutting, FI Progress, Smart Spending, Uncategorized Tagged With: financial wins, reducing spending, spending analysis, spending habits, Spending revealed, Spending Review, where did my money go?

Our 2018 Scorecard and 2019 Personal Finance Goals

January 10, 2019 by Mr. Heartland on FIRE

It’s a new year and that means new resolutions, right? Last January I set some personal finance goals for our household. I wanted to take a moment and look back at the past year. Did we meet our goals for the year? Did we bomb in epic fashion? My grading system is simple PASS or FAIL. Read on for the results! [Read more…] about Our 2018 Scorecard and 2019 Personal Finance Goals

Filed Under: Annual Planning, FI Progress, Retirement, Savings, Uncategorized Tagged With: Annual Planning, Financial Independence, Financial Resolutions, Money Goals, Savings Goals

Net Worth Update 13: The Descent

January 3, 2019 by Mr. Heartland on FIRE

I hope you all had a wonderful holiday season! This update marks the completion of our first year of monitoring our Net Worth progress. I will be taking a deeper dive into the 2018 numbers in another post, but for now how did we fare in December?

[Read more…] about Net Worth Update 13: The Descent

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: High Yield Savings Account, Investment Performance, Net Worth, Weight Loss Resolution

Company Christmas Club: Is It Worth It?

December 20, 2018 by Mr. Heartland on FIRE

C

An email circulated through my office the other day.  It read: “Christmas Club contributions will be included on the next pay period.”  The email then reminded everyone that enrollment into next year’s Christmas Club had just opened up.  

It got me to thinking… is the Christmas Club worth it?

[Read more…] about Company Christmas Club: Is It Worth It?

Filed Under: Annual Planning, Cost Cutting, Debt Reduction, Savings, Smart Spending, Uncategorized Tagged With: Americans don't save money, Certificates of Deposit, Christmas Club Savings, Christmas Spending., How to Save for Christmas, Nerd Wallet, Reducing Christmas Spending

Net Worth Update 12: Gluttony & Punishment

December 6, 2018 by Mr. Heartland on FIRE

November is done and gone, and the Thanksgiving left-overs are finally gone with it.  I’ll be trying to burn off that weight for the next few months!  Did our net worth grow as much as my waistline?
[Read more…] about Net Worth Update 12: Gluttony & Punishment

Filed Under: FI Progress, Savings, Uncategorized Tagged With: Bathroom Renovation, diminished value claim, FI progress, Net Worth, Portfolio Growth

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