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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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We Just Bought Another Car. Are We Nuts?!

May 9, 2019 by Mr. Heartland on FIRE

The big news around the Heartland on FIRE household recently is that we bought another new car. You heard me right. We pulled the trigger on a new car for my wife just a year after replacing my truck with a new car. That sure sounds like it goes against our quest for Financial Independence (FI). So have we lost our minds? Why did we commit another FI Faux Paux?

[Read more…] about We Just Bought Another Car. Are We Nuts?!

Filed Under: Smart Spending, Uncategorized Tagged With: Car Buying, car financing, Financial Independence, how to buy a car, new vs used car

Net Worth Update 17: Oops, we did it again.

May 2, 2019 by Mr. Heartland on FIRE

As I left you last month we were pondering whether our youngest broke her foot while I was typing Update 16. After an urgent care visit, I can thankfully report that she only sprained her foot, and after a few days of hobbling around she’s good as new. Wheew! So besides luckily dodging health issues, were there any financial bumps in the road in April? Keep reading to find out.

[Read more…] about Net Worth Update 17: Oops, we did it again.

Filed Under: FI Progress, Retirement, Savings, Uncategorized Tagged With: Financial Independence, Money Fail, net worth update

What’s Next? – Money Problems of the Good Kind

April 18, 2019 by Mr. Heartland on FIRE

My wife and I are about two years into our Financial Independence (FI) journey. We have done quite a bit to right our financial ship. We’ve laid the groundwork for a solid financial future.

But still, I find myself so anxious. I keep thinking, nay obsessing, about finding ways to shorten the time to FI. It seems, I’ve moved from one kind of money problems to another kind. I am going to take you inside my thought process as I weigh my options.

[Read more…] about What’s Next? – Money Problems of the Good Kind

Filed Under: FI Progress, Lifestyle Improvement, Retirement, Uncategorized Tagged With: Evaluating Financial Opportunities, Good money problems, investing for the future, Shorten the time to financial independence

Drain King for a Day

April 11, 2019 by Mr. Heartland on FIRE

I recently knocked out a much needed DIY yard project and installed yard drains around my kids’ playhouse and fixed a broken and clogged downspout. In reflecting on the project I realize the impact of tackling this DIY project may be much larger than at first glance. In fact, the monetary savings alone surprised me. So let’s take a closer look.

[Read more…] about Drain King for a Day

Filed Under: DIY, Lifestyle Improvement, Savings, Uncategorized Tagged With: DIY Yard Work, Downspout Repair, Fixing Drainage Problems, Saving Money with DIY

Net Worth Update 16: Double Trouble

April 4, 2019 by Mr. Heartland on FIRE

Well March was an interesting month. As it turns out the “Madness” was not limited to the hardwood. While everyone had their bracket busted, we nearly busted our bank account!

[Read more…] about Net Worth Update 16: Double Trouble

Filed Under: FI Progress, Savings, Uncategorized Tagged With: credit card fail, financial spring cleaning, net worth update, Slow Carb Diet, weight loss fail

The Economics of a Backyard BBQ

March 28, 2019 by Mr. Heartland on FIRE

The smell of the grill, the sounds of kids playing and birds chirping. Who doesn’t love a good backyard BBQ? If you stop and take a moment to think about the financial aspect of a BBQ you just might love them even more. In fact, a BBQ can help you and your friends save a boatload of money!

[Read more…] about The Economics of a Backyard BBQ

Filed Under: Cost Cutting, Lifestyle Improvement, Smart Spending, Uncategorized Tagged With: Dining out vs. BBQ, lifestyle optimization

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