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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Let Me Be Direct…

June 27, 2019 by Mr. Heartland on FIRE

“A real straight shooter”

“Doesn’t beat around the bush”

“Speaks their mind”

“Cuts straight to the chase”

“No Bullshit”

These phrases describe an individual that is very direct. I am here to you, there is a compelling case to getting to the point.

[Read more…] about Let Me Be Direct…

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: delegation, email etiquette, get to the point

Should I ReFi?

June 20, 2019 by Mr. Heartland on FIRE

With interest rates so low, we have been considering refinancing our home. Since I am the proud owner of this nifty blog I thought it would be a great place to walk through the refinancing options and considerations and to show our thinking using our situation as a case study for others to compare to.

[Read more…] about Should I ReFi?

Filed Under: Debt Reduction, Uncategorized Tagged With: refinancing, Should I refinance

Why You Need to Work from Home

June 13, 2019 by Mr. Heartland on FIRE

A few months back I negotiated to work from home on Mondays. Now that I’ve gotten some days under my belt I wanted to report back on how the experience has been, any pitfalls, and of course the glorious benefits.

[Read more…] about Why You Need to Work from Home

Filed Under: Lifestyle Improvement, Savings, Uncategorized Tagged With: remote work, work from home

Net Worth Update 18: Rising River Edition

June 6, 2019 by Mr. Heartland on FIRE

Fresh off our beach vacation, I am back at it and wanted to provide an update on our finances. Over the past several weeks, heavy rains have conspired to produce near historic river flooding on the Mississippi and Missouri Rivers near us. (Even though the river is only a few blocks away we are, thankfully, high and dry). In fact it’s pouring rain as I type this. Yikes!

It seems like every other year we have been dealing with near record floods. I know flooding levels are statistically based, but it’s incredible that we’ve had multiple “once in a lifetime” events in only a few years. Anyways, back on topic… did our net worth rise as much as the river in May?

[Read more…] about Net Worth Update 18: Rising River Edition

Filed Under: FI Progress, Savings, Uncategorized Tagged With: Financial Independence, investing, Net Worth

The Dichotomy of Giving a Damn

May 23, 2019 by Mr. Heartland on FIRE

Whether you are looking to get ahead at your job or make a difference in yours or someone else’s life, few traits can help you reach your goal like “Giving a Damn”. However, careful attention must be paid to prevent burnout from derailing your dreams.

[Read more…] about The Dichotomy of Giving a Damn

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: burnout, ownership

Why We FI

May 16, 2019 by Mr. Heartland on FIRE

To many, the pursuit of Financial Independence (FI) can seem like a lot of hard work and sacrifice. Scrimping and saving, cutting back on dining out, cable, and other retail expenses, buying used or not buying at all sounds like deprivation. If I am being totally honest, there are days when I sometimes question my motivation myself.

Today is not one of those days.

Today is a reminder of why I choose FI.

[Read more…] about Why We FI

Filed Under: Lifestyle Improvement, Retirement, Uncategorized Tagged With: Financial Independence, no time, quit my job

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