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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Smart Spending

Net Worth Update 21: Debt Eraser Edition

September 5, 2019 by Mr. Heartland on FIRE

Between the start of school and two vacations, August was a whirlwind month. The moving and shaking also carried over into our finances. So what happened?

[Read more…] about Net Worth Update 21: Debt Eraser Edition

Filed Under: Debt Reduction, FI Progress, Savings, Smart Spending, Uncategorized Tagged With: Credit Card Rewards, Investment Performance, net worth update, Paying off car

We Just Bought Another Car. Are We Nuts?!

May 9, 2019 by Mr. Heartland on FIRE

The big news around the Heartland on FIRE household recently is that we bought another new car. You heard me right. We pulled the trigger on a new car for my wife just a year after replacing my truck with a new car. That sure sounds like it goes against our quest for Financial Independence (FI). So have we lost our minds? Why did we commit another FI Faux Paux?

[Read more…] about We Just Bought Another Car. Are We Nuts?!

Filed Under: Smart Spending, Uncategorized Tagged With: Car Buying, car financing, Financial Independence, how to buy a car, new vs used car

Give Yourself a Week’s Vacation with Grocery Pickup

April 25, 2019 by Mr. Heartland on FIRE

We’ve been trying grocery pickup the last couple months and I’m here to tell you it warrants serious consideration as a lifestyle optimization hack for everyone and those on the path to Financial Independence, especially.

[Read more…] about Give Yourself a Week’s Vacation with Grocery Pickup

Filed Under: Lifestyle Improvement, Smart Spending Tagged With: Financial Independence, grocery pickup, intentional spending, lifestyle optimization

The Economics of a Backyard BBQ

March 28, 2019 by Mr. Heartland on FIRE

The smell of the grill, the sounds of kids playing and birds chirping. Who doesn’t love a good backyard BBQ? If you stop and take a moment to think about the financial aspect of a BBQ you just might love them even more. In fact, a BBQ can help you and your friends save a boatload of money!

[Read more…] about The Economics of a Backyard BBQ

Filed Under: Cost Cutting, Lifestyle Improvement, Smart Spending, Uncategorized Tagged With: Dining out vs. BBQ, lifestyle optimization

Make Risky Moves with Little Actual Risk

March 21, 2019 by Mr. Heartland on FIRE

Have you ever considered starting a business? Maybe building a real estate portfolio? How about drastically changing careers? Sounds pretty risky right?

While there is no way to eliminate risk, a solid financial base and developing hobbies you are passionate about can make these “risky” endeavors much less risky.

[Read more…] about Make Risky Moves with Little Actual Risk

Filed Under: Lifestyle Improvement, Savings, Smart Spending, Uncategorized Tagged With: Start a business without leverage, Take the sting out of failure, Taking risks with little risk, The advantages of hobbies

Spring Cleaning for Your Finances

February 28, 2019 by Mr. Heartland on FIRE

It’s the late stages of winter and the tulips are starting to emerge and the days are growing longer. I am starting to feel the pull of yardwork that needs doing and noticing areas that need decluttering. That means it must be about time for some Spring Cleaning!

Past the holidays and before the craziness of summer activities kick in there is a window of relative calm (unless you are a tax accountant!). This is a perfect time to knock out some Spring Cleaning. But did you know that you can do Spring Cleaning for your finances too?

[Read more…] about Spring Cleaning for Your Finances

Filed Under: Annual Planning, Savings, Smart Spending, Uncategorized Tagged With: Clean Up your Finances, Declutter Your Finances, Get your Financial House in Order

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