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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Savings

Our Cash Flow Budget Process

May 10, 2018 by Mr. Heartland on FIRE

Every week I ask Mrs. HoF if she has any ideas for a post and she’s told me a few times to post about our budget process.  Well, I figured, since she is so passionate about it I would go ahead and let her write her own post.  So, guess what, here’s Mrs. HoF with her first post!

[Read more…] about Our Cash Flow Budget Process

Filed Under: Debt Reduction, Savings Tagged With: cash flow budget, debt pay down, eliminating debt, loan pay down, monthly budget

Progress Update 5: The Green is Back, HSAs & Dying Trees

May 4, 2018 by Mr. Heartland on FIRE

Hello May! Happy to see you.  Spring has FINALLY Sprung!    With the beginning of the growing season upon us has our net worth began to grow again?  After a couple down months let’s take a look:

[Read more…] about Progress Update 5: The Green is Back, HSAs & Dying Trees

Filed Under: FI Progress, Retirement, Savings Tagged With: Edward Jones, FI progress, Financial Independence, Horned Oak Galls, HSA, Investment Returns, Mad Fientist, Net Worth, Vanguard

The Great Financial Migration Part II

April 27, 2018 by Mr. Heartland on FIRE

Back in March, we decided to bite the bullet and transfer our investments from Edward Jones to Vanguard.  You can read Part I of this adventure HERE.  At the time of that post, we had just initiated the transfers.  I wanted to give an update on where things stand and what my thoughts are on the process. [Read more…] about The Great Financial Migration Part II

Filed Under: FI Progress, Retirement, Savings Tagged With: Edward Jones, Expense Ratio, Financial Independence, how long until retirement, Long term impact of investment fees, Portfolio Growth

Yard Work: 5 Reasons I Do My Own

April 20, 2018 by Mr. Heartland on FIRE

“I love yard work!” – said almost nobody ever.

You come home from work, beat from the day, then you gotta run right back out and tackle the yard.  It’s hot, sweaty, dusty, and tiring.  And then you gotta do it every week for months on end.  Who the hell likes that?

***slowly raises my hand*** [Read more…] about Yard Work: 5 Reasons I Do My Own

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Savings Tagged With: appreciate what you have, free gym membership, lifestyle optimization, saving money, Yard work

Making Dough to Save Dough

March 10, 2018 by Mr. Heartland on FIRE

A key to living a great life and reaching Financial Independence (FI) is to find the activities that truly make you happy and make them priorities.  The purpose of this article to to focus on one activity that I am passionate about:

Making Pizza

[Read more…] about Making Dough to Save Dough

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Savings, Smart Spending Tagged With: Financial Independence, homemade pizza dough, lifestyle optimization, make your own pizza, pizza base recipe, pizza crust recipe

Progress Update 3

March 2, 2018 by Mr. Heartland on FIRE

A whole lot of action to get…. nowhere really

Happy March everyone! With a new month dawning, I want take a look back at February and update you all on our portfolio value and net worth.

You can always check the latest and greatest info on the Track Our Progress page.

So, how ’bout that February? [Read more…] about Progress Update 3

Filed Under: FI Progress, Retirement, Savings Tagged With: financial indpendence, Net Worth, retirement planning, stock market

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