As a personal finance blogger, specifically an advocate of the Financial Independence Retire Early (FIRE) movement, you might assume that the Heartland on FIRE family has a spotless past when it comes to money decisions. You might think we’ve rarely, if ever, paid interest on credit cards, purchased only used cars, and made flawless house purchasing decisions. I mean, if you look at our net worth progress, we are in better shape than many (most?) families in their early- to mid thirties.
You would be sorely mistaken
In this post, I am going to air out our dirty money laundry. To come clean, as it were. To demonstrate how, even after stacking poor decision on top of poor decision (FOR OVER A DECADE!!) you can still find yourself on the path to FIRE.
September is done. As far as I am concerned: Good riddance! It’s been an adventure to say the least and I am happy to welcome Fall! Grumpy commentary aside, how did we do last month?
August came and August went. And with it, I now have a child in Kindergarten! What a mind job! While I begin to adjust to yet another reminder that I am getting old, let’s take a step back and dissect the month that was.
We have a potentially lucrative investment opportunity on the horizon. It will take an aggressive savings strategy to be able to jump on it. So, I wanted to walk through our thought process on how we plan to attack this ambitious short term savings goal.