We recently had a conversation with another couple. During the discussion they mentioned that they only contributed enough to their 401k accounts to get their employer match. They maintain that they do not earn enough to max out their 401k contributions. Now that sounds like a fairly typical argument; however, from past conversations we learned this couple has an annual income over $250,000 per year! How crazy is that!
Maxing out 401k contributions would amount to less than 15% of this couple’s income. This conversation really underscored the point: Most of Us Do Not Live Below Our Means
[Read more…] about Living Below your Means: What Does it REALLY Mean?
Happy Halloween! Another month is in the books. October was much kinder to my psyche than September… But how did our finances fare? 
Can you take cues from a rocket launch to enjoy the benefits of F.I.R.E. on an accelerated timeline? 
The vast majority of us go to work each day and trade our time for money. As we are weighing job offers we tend to get a laser focus on the listed salary or hourly wage. But you need to look past that shiny salary number to figure out the true wage being offered. After all, every hour you are doing job-related things is one less hour you have to live your life. Here are 10 things you need to account for to determine the actual wage you are being offered.
Welp, it seems like Spring lasted about 2 days. In 
By 30, you should have a decent chunk of change saved for your future self, experts say — in fact, ideally your account would look like a year’s worth of salary, according to Boston-based investment firm Fidelity Investments, so if you make $50,000 a year, you’d have $50,000