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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Lifestyle Improvement

How FIRE Can Help Mitigate Disaster

November 8, 2018 by Mr. Heartland on FIRE

Photo by Dawn Armfield on Unsplash
“Fire and brimstone coming down from the skies! Rivers and seas boiling!”
“Forty years of darkness! Earthquakes, volcanoes…”
“The dead rising from the grave!”
“Human sacrifice, dogs and cats living together… mass hysteria!”
– The Ghostbusters

We all like to think glowingly about our future.  Raising our families, fun vacations, memorable meals, and retirement, of course!  We spend a great deal of time thinking and planning about what fun things we are going to do and how we will go about doing them.  In the Financial Independence Retire Early (FIRE) community, we use high savings rates to reach Financial Independence (FI) much quicker than our non-FIRE peers.

But unfortunately, S^&T happens, and our best-laid plans could go up in smoke.  However, the same skills you use to propel yourself on the path to FI can serve you well when everything that can go wrong, does go wrong.

[Read more…] about How FIRE Can Help Mitigate Disaster

Filed Under: DIY, Lifestyle Improvement, Savings, Uncategorized Tagged With: Financial Independence Retire Early, Mental Toughness; Develop DIY Skills, Preparing for a Disaster, The benefits of living below your means

Over 50% of Americans Don’t Use Their Vacation. Don’t be one of them!

October 25, 2018 by Mr. Heartland on FIRE

***Extremely Mickey Mouse voice*** – Hi Kids! Today’s Mousekatool is Paid Vacation

I am fresh off of our first full week vacation in 2 years.  While we’ve taken a few long weekend trips, we haven’t had a full week off during this time.  We took our daughters to Disney World (geez… could you tell?) and we all had a great time and created many memories that won’t soon be forgotten.

My wife and I have already started discussing our next vacation!  I think we can all get behind more vacation, right?

Well, the answer is apparently a big fat NO.

As I have been reflecting on the week gone by, I recalled an article I had read that stated that roughly 52% of Americans don’t use their paid vacation.

Let that sink in.

Your boss is willing to pay you money… to not show up for work.  And we say, “No Thanks” more than half the time!

[Read more…] about Over 50% of Americans Don’t Use Their Vacation. Don’t be one of them!

Filed Under: Cost Cutting, Lifestyle Improvement, Smart Spending Tagged With: Choose FI, Financial Independence, health benefits of vacation, lifestyle optimization, taking vacation is good for your career, Travel Rewards, vacation

Seeing the Opportunity in Adversity

September 20, 2018 by Mr. Heartland on FIRE

Photo by Johannes Plenio from Pexels

“When one door closes,another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.” – Alexander Graham Bell

When you are on the path to Financial Independence, Retire Early (FIRE) you need to be looking for every edge.  This way of thinking allows FIRE seekers to uncover opportunities for savings and growth in everyday activities.  Whether it be house or travel hacking, biking over driving, or making delicious home-cooked meals for pennies on the dollar, the FIRE lifestyle is centered around creative thinking for everyday issues.  Housing, transportation and food are predictable everyday facts of life.

However, one facet of everyday life is not so predictable:

Adversity

How can FIRE thinking take advantage of that?

[Read more…] about Seeing the Opportunity in Adversity

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: Adversity, Financial Independence, Financial Independence Retire Early, finding opportunity in adversity, finding the silver lining, Handling adversity, Stoicism

Escape the 9-5 Faster with the Boost-Glide Path to Financial Independence

September 13, 2018 by Mr. Heartland on FIRE

Can you take cues from a rocket launch to enjoy the benefits of F.I.R.E. on an accelerated timeline? [Read more…] about Escape the 9-5 Faster with the Boost-Glide Path to Financial Independence

Filed Under: FI Progress, Lifestyle Improvement, Retirement Tagged With: alternative retirement strategy, FI number, FIRE, how long until retirement, How much to retire, how to leave your 9 to 5 and still retire, How to reach financial independence fast, retirement strategy

5 Keys to Making Restaurant Quality BBQ at Home

August 16, 2018 by Mr. Heartland on FIRE

I love Barbecue.  I can’t get enough of it.  The heat of the coals, the wisp of thin white smoke lazily rising from the smoker, the hint of smoke wood-tinged air, and of course the mahogany-colored meat itself! A great a plate of ribs makes Daddy happy!

The problem is, a plate of good “Que”, can stick you with a sizable tab if you always get it at a restaurant.  But it doesn’t have to be that way!

[Read more…] about 5 Keys to Making Restaurant Quality BBQ at Home

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Smart Spending Tagged With: Amazing Ribs, BBQ on a budget, Bogart's BBQ, Cheap BBQ, Financial Independence, Great BBQ at home, how to make great ribs, lifestyle optimization, Pappy's BBQ, Sugarfire, The Virtual Weber Bullet

Keeping Up With the Anti-Joneses

August 9, 2018 by Mr. Heartland on FIRE

We’ve all heard the phrase “Keeping up with the Joneses”.  That is the arms race of measuring one’s worth by comparing one’s possessions and status with one’s peers.  It means acquiring the biggest, the best, the newest, and the most expensive things.  You look down the street and see the family with the new car and you set your sights to figuring out how you can buy one yourself.   A friend gets a new job or promotion and you feel the pressure to improve your own career standing.  You have to be the first among your friends to buy the newest iPhone model.  It is an insatiable pursuit of more and better.  If you look around, it appears that we are surrounded by the Joneses.  Do we have to keep up with the Joneses?  Is there another way?

[Read more…] about Keeping Up With the Anti-Joneses

Filed Under: Lifestyle Improvement Tagged With: Financial Independence, FIRE, Keeping up with the Joneses, lifestyle optimization, Rockstar Finance, The Anti-Joneses

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