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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Lifestyle Improvement

Why We FI

May 16, 2019 by Mr. Heartland on FIRE

To many, the pursuit of Financial Independence (FI) can seem like a lot of hard work and sacrifice. Scrimping and saving, cutting back on dining out, cable, and other retail expenses, buying used or not buying at all sounds like deprivation. If I am being totally honest, there are days when I sometimes question my motivation myself.

Today is not one of those days.

Today is a reminder of why I choose FI.

[Read more…] about Why We FI

Filed Under: Lifestyle Improvement, Retirement, Uncategorized Tagged With: Financial Independence, no time, quit my job

Give Yourself a Week’s Vacation with Grocery Pickup

April 25, 2019 by Mr. Heartland on FIRE

We’ve been trying grocery pickup the last couple months and I’m here to tell you it warrants serious consideration as a lifestyle optimization hack for everyone and those on the path to Financial Independence, especially.

[Read more…] about Give Yourself a Week’s Vacation with Grocery Pickup

Filed Under: Lifestyle Improvement, Smart Spending Tagged With: Financial Independence, grocery pickup, intentional spending, lifestyle optimization

What’s Next? – Money Problems of the Good Kind

April 18, 2019 by Mr. Heartland on FIRE

My wife and I are about two years into our Financial Independence (FI) journey. We have done quite a bit to right our financial ship. We’ve laid the groundwork for a solid financial future.

But still, I find myself so anxious. I keep thinking, nay obsessing, about finding ways to shorten the time to FI. It seems, I’ve moved from one kind of money problems to another kind. I am going to take you inside my thought process as I weigh my options.

[Read more…] about What’s Next? – Money Problems of the Good Kind

Filed Under: FI Progress, Lifestyle Improvement, Retirement, Uncategorized Tagged With: Evaluating Financial Opportunities, Good money problems, investing for the future, Shorten the time to financial independence

Drain King for a Day

April 11, 2019 by Mr. Heartland on FIRE

I recently knocked out a much needed DIY yard project and installed yard drains around my kids’ playhouse and fixed a broken and clogged downspout. In reflecting on the project I realize the impact of tackling this DIY project may be much larger than at first glance. In fact, the monetary savings alone surprised me. So let’s take a closer look.

[Read more…] about Drain King for a Day

Filed Under: DIY, Lifestyle Improvement, Savings, Uncategorized Tagged With: DIY Yard Work, Downspout Repair, Fixing Drainage Problems, Saving Money with DIY

The Economics of a Backyard BBQ

March 28, 2019 by Mr. Heartland on FIRE

The smell of the grill, the sounds of kids playing and birds chirping. Who doesn’t love a good backyard BBQ? If you stop and take a moment to think about the financial aspect of a BBQ you just might love them even more. In fact, a BBQ can help you and your friends save a boatload of money!

[Read more…] about The Economics of a Backyard BBQ

Filed Under: Cost Cutting, Lifestyle Improvement, Smart Spending, Uncategorized Tagged With: Dining out vs. BBQ, lifestyle optimization

Make Risky Moves with Little Actual Risk

March 21, 2019 by Mr. Heartland on FIRE

Have you ever considered starting a business? Maybe building a real estate portfolio? How about drastically changing careers? Sounds pretty risky right?

While there is no way to eliminate risk, a solid financial base and developing hobbies you are passionate about can make these “risky” endeavors much less risky.

[Read more…] about Make Risky Moves with Little Actual Risk

Filed Under: Lifestyle Improvement, Savings, Smart Spending, Uncategorized Tagged With: Start a business without leverage, Take the sting out of failure, Taking risks with little risk, The advantages of hobbies

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