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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Lifestyle Improvement

5 Keys to Making Restaurant Quality BBQ at Home

August 16, 2018 by Mr. Heartland on FIRE

I love Barbecue.  I can’t get enough of it.  The heat of the coals, the wisp of thin white smoke lazily rising from the smoker, the hint of smoke wood-tinged air, and of course the mahogany-colored meat itself! A great a plate of ribs makes Daddy happy!

The problem is, a plate of good “Que”, can stick you with a sizable tab if you always get it at a restaurant.  But it doesn’t have to be that way!

[Read more…] about 5 Keys to Making Restaurant Quality BBQ at Home

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Smart Spending Tagged With: Amazing Ribs, BBQ on a budget, Bogart's BBQ, Cheap BBQ, Financial Independence, Great BBQ at home, how to make great ribs, lifestyle optimization, Pappy's BBQ, Sugarfire, The Virtual Weber Bullet

Keeping Up With the Anti-Joneses

August 9, 2018 by Mr. Heartland on FIRE

We’ve all heard the phrase “Keeping up with the Joneses”.  That is the arms race of measuring one’s worth by comparing one’s possessions and status with one’s peers.  It means acquiring the biggest, the best, the newest, and the most expensive things.  You look down the street and see the family with the new car and you set your sights to figuring out how you can buy one yourself.   A friend gets a new job or promotion and you feel the pressure to improve your own career standing.  You have to be the first among your friends to buy the newest iPhone model.  It is an insatiable pursuit of more and better.  If you look around, it appears that we are surrounded by the Joneses.  Do we have to keep up with the Joneses?  Is there another way?

[Read more…] about Keeping Up With the Anti-Joneses

Filed Under: Lifestyle Improvement Tagged With: Financial Independence, FIRE, Keeping up with the Joneses, lifestyle optimization, Rockstar Finance, The Anti-Joneses

Our Salaries: What Are They Really Worth?

July 26, 2018 by Mr. Heartland on FIRE

A couple weeks back I posted about how to determine your actual hourly wage to factor in the various benefits, costs, and actual time associated with your job.  So this week I thought it would be worthwhile to show how we ran the numbers for our own income. [Read more…] about Our Salaries: What Are They Really Worth?

Filed Under: Lifestyle Improvement Tagged With: 401k employer match, Hidden job costs, How much am I paid, How much do we make, The 76k Project, the true cost of a job

How Much Are You Really Paid? 10 Items You Must Consider

July 11, 2018 by Mr. Heartland on FIRE

The vast majority of us go to work each day and trade our time for money.  As we are weighing job offers we tend to get a laser focus on the listed salary or hourly wage.  But you need to look past that shiny salary number to figure out the true wage being offered.  After all, every hour you are doing job-related things is one less hour you have to live your life.  Here are 10 things you need to account for to determine the actual wage you are being offered.

[Read more…] about How Much Are You Really Paid? 10 Items You Must Consider

Filed Under: Lifestyle Improvement, Retirement Tagged With: Actual Earnings, comparing job offers, hidden costs of a job, How much am I paid, the true cost of a job

Meal Planning for Your Body and Budget

June 28, 2018 by Mr. Heartland on FIRE

Last year we paid down over $56,000 in debt.  One of the biggest areas of savings for us was reducing our spending on food.  So, what did we do, just eat rice and beans?

Nope.

If anything, we ate higher quality food than the previous year.  Meal planning made it possible to slash spending without sacrificing flavor.

[Read more…] about Meal Planning for Your Body and Budget

Filed Under: Cost Cutting, Lifestyle Improvement, Savings, Smart Spending Tagged With: Avoiding fast food, eating healthy, eating on a budget, Meal planning, meal prep, portion control, Saving money on groceries

5 Ways to Save this Summer!

June 21, 2018 by Mr. Heartland on FIRE

Summer is here!  The pools are filled, the sunscreen is out, the tomatoes are turning red, and the solstice is upon us!

Whoa, maybe I went a bit far there…

Besides Summer being a great time to have fun in the sun, there are some unique opportunities for savings.  Here’s 5…

[Read more…] about 5 Ways to Save this Summer!

Filed Under: Lifestyle Improvement, Savings, Smart Spending Tagged With: cheap vacations, Energy Savings, grilling, lawn mower, Summer savings, things to do with kids near me, vegetable garden

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