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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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DIY

Net Worth Update 23: Shaking It Up

November 7, 2019 by Mr. Heartland on FIRE

The leaves are falling and the trick or treating is in the books. October has come and gone. Were our finances as spooky as the Halloween decorations?

[Read more…] about Net Worth Update 23: Shaking It Up

Filed Under: DIY, FI Progress, Retirement, Savings, Uncategorized Tagged With: Investment Performance, Monthly Savings, Net Worth

Shaking Up Our Portfolio: Why We are Straying From the Simple Path To Wealth

October 30, 2019 by Mr. Heartland on FIRE

When it comes to investing, I’ve been an outspoken advocate of keeping things as simple and as cheap as possible. Namely, to own the entire stock market using a Total Stock Market index fund with a rock bottom expense ratio. But recently I’ve decided to add some complexity into my investing portfolio. Let me tell you why.

[Read more…] about Shaking Up Our Portfolio: Why We are Straying From the Simple Path To Wealth

Filed Under: DIY, Retirement, Savings, Uncategorized Tagged With: Asset Allocation, JL Collins, Paul Merriman, Portfolio Diversification, Simple Path to Wealth, Small Cap Value

How We are Teaching Our Kids to Be the Millionaires Next Door

October 24, 2019 by Mr. Heartland on FIRE

Financial responsibility is a trait that can be taught from an early age. Setting positive examples is critical to help your children begin to develop a mindset of financial responsibility that can set them up for life.

[Read more…] about How We are Teaching Our Kids to Be the Millionaires Next Door

Filed Under: DIY, FI Progress, Lifestyle Improvement, Savings, Smart Spending, Uncategorized Tagged With: financial education, Financial Independence, good money habits, teaching kids money

10 Reasons Why You Should Learn to Cook

September 19, 2019 by Mr. Heartland on FIRE

I am all about picking up skills and hobbies that check multiple boxes. In my experience, nothing checks more boxes than learning to cook, so I wanted to take a moment to reflect on exactly why I love it. Let me walk you through 10 of my favorite reasons why you should pick up cooking.

[Read more…] about 10 Reasons Why You Should Learn to Cook

Filed Under: DIY, Lifestyle Improvement, Uncategorized Tagged With: Benefits of Home Cooking, FI Hacks, Learn to Cook, Save Money By Cooking at Home

Drain King for a Day

April 11, 2019 by Mr. Heartland on FIRE

I recently knocked out a much needed DIY yard project and installed yard drains around my kids’ playhouse and fixed a broken and clogged downspout. In reflecting on the project I realize the impact of tackling this DIY project may be much larger than at first glance. In fact, the monetary savings alone surprised me. So let’s take a closer look.

[Read more…] about Drain King for a Day

Filed Under: DIY, Lifestyle Improvement, Savings, Uncategorized Tagged With: DIY Yard Work, Downspout Repair, Fixing Drainage Problems, Saving Money with DIY

Our DIY Spare Bathroom Renovation, Part II

December 13, 2018 by Mr. Heartland on FIRE

After 3 weeks our spare bathroom renovation is complete.  There was a lot of blood, sweat, and tears involved.  How did it turn out?  Did we blow our budget?  Am I still married to Mrs. Heartland on FIRE?   Read on for the details…

[Read more…] about Our DIY Spare Bathroom Renovation, Part II

Filed Under: DIY Tagged With: Bathroom Renovation, DIY, Remodeling, Renovation on a Budget

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