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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Debt Reduction

Our Cash Flow Budget Process

May 10, 2018 by Mr. Heartland on FIRE

Every week I ask Mrs. HoF if she has any ideas for a post and she’s told me a few times to post about our budget process.  Well, I figured, since she is so passionate about it I would go ahead and let her write her own post.  So, guess what, here’s Mrs. HoF with her first post!

[Read more…] about Our Cash Flow Budget Process

Filed Under: Debt Reduction, Savings Tagged With: cash flow budget, debt pay down, eliminating debt, loan pay down, monthly budget

How we “Settled” for Paying Down More Than $56,000 in Debt in 1 Year

December 28, 2017 by Mr. Heartland on FIRE

Best laid plans went to crap? Perfect… How we backed into Debt Destruction.

[Read more…] about How we “Settled” for Paying Down More Than $56,000 in Debt in 1 Year

Filed Under: Debt Reduction, Smart Spending Tagged With: Car Payment, Dave Ramsey, Debt Pay Off, House buying, Rental Property, Smart Spending, Suze Orman

Student Loan Arson

December 9, 2017 by Mr. Heartland on FIRE

Let’s burn through some loans!

Student loans…they come standard issue with the American Dream, right? Well after paying off my student loans and truck a few years ago we were still diligently and stupidly only paying the monthly balance on my wife’s loan. The sum was so seemingly large we were resigned to “It will always be there.” What were we thinking?! After paying for our 2016 kitchen remodel and my wife’s car loan with cash in savings we were finally feeling the itch that maybe we could make this loan go away. [Read more…] about Student Loan Arson

Filed Under: Debt Reduction Tagged With: Debt, Savings, Student Loan

Please Allow Me to Introduce Myself…

December 2, 2017 by Mr. Heartland on FIRE

[Read more…] about Please Allow Me to Introduce Myself…

Filed Under: Debt Reduction, Retirement Tagged With: debt elimination, Financial Independence, Out of control spending, student loans

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