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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Cost Cutting

Net Worth Update 45: Back in the Groove

September 2, 2021 by Mr. Heartland on FIRE

The dog days of summer are setting. Kids are back in school. Work is ramping up even higher… fall is just around the corner. With our vacations mostly behind us, we are getting back to saving. Read on if you want to see how our finances fared in August.

tjb0233@sbcglobal.net

Filed Under: Annual Planning, Cost Cutting, DIY, FI Progress, Lifestyle Improvement, Retirement, Savings, Uncategorized Tagged With: Investment Performance, net worth update

Net Worth Update 39: Cabin Fever

March 4, 2021 by Mr. Heartland on FIRE

Every winter, I always go in excited for the first “real” snowfall of the year. It’s new, it’s different, it carries with it a bit of excitement… and it’s almost immediately enough to get me wishing for spring and warmer weather. That was February this year. Bitter cold temperatures rivaling any seen in the past 30 years and lingering snowfall canceled classes harkening back to March 2020. And we were the fortunate ones. But even while the world was freezing around us we tried to heat up our journey towards FI.

[Read more…] about Net Worth Update 39: Cabin Fever

Filed Under: Annual Planning, Cost Cutting, Debt Reduction, FI Progress, Savings, Smart Spending Tagged With: net worth update, personal finance

Net Worth Update 37: That’s a Wrap 2020

January 7, 2021 by Mr. Heartland on FIRE

Happy New Year! If you are reading this congratulations on making it through 2020! December was all about wrapping things up in our household. Read on to check out this month’s update.

[Read more…] about Net Worth Update 37: That’s a Wrap 2020

Filed Under: Annual Planning, Cost Cutting, DIY, FI Progress, Retirement, Savings, Uncategorized Tagged With: Investment Performance, net worth update, personal finance

Heartland on FIRE 2020 Mid-Year Spending Update

July 8, 2020 by Mr. Heartland on FIRE

The saga that is 2020 has reached the mid-point. In a year where nothing is what we thought it would be at the start of the year, we take a look back to autopsy the first half. So let’s crack this corpse open and see what’s inside.

[Read more…] about Heartland on FIRE 2020 Mid-Year Spending Update

Filed Under: Annual Planning, Cost Cutting, Smart Spending, Uncategorized Tagged With: Household Spending, personal finance

Net Worth Update 26: Back At It

February 6, 2020 by Mr. Heartland on FIRE

It’s time for our first Net Worth Update of the year… wait, the Decade! We made substantial progress in the last few years of the 2010s after wondering in the financial wilderness for the first half. I am excited to see how far we can go with a whole decade (and compounding) to work with.

But first things first… how did we do in January?

[Read more…] about Net Worth Update 26: Back At It

Filed Under: Cost Cutting, DIY, FI Progress, Retirement, Savings Tagged With: Investment Performance, Monthly Savings, Net Worth

Our 2019 Personal Finance Scorecard and 2020 Money Goals

January 23, 2020 by Mr. Heartland on FIRE

If it’s January, then it must be time to check on our previous year’s savings goals and set new ones. There was a lot going on last year. Through it all did we remain on target or did we miss the mark?

[Read more…] about Our 2019 Personal Finance Scorecard and 2020 Money Goals

Filed Under: Annual Planning, Cost Cutting, DIY, Savings, Smart Spending Tagged With: financial goals, Financial Independence, passive income, personal finance, Savings

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