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Heartland on FIRE

Blazing a Trail Towards Financial Independence

Blazing a Trail Towards Financial Independence

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Mr. Heartland on FIRE

Seeing the Opportunity in Adversity

September 20, 2018 by Mr. Heartland on FIRE

Photo by Johannes Plenio from Pexels

“When one door closes,another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.” – Alexander Graham Bell

When you are on the path to Financial Independence, Retire Early (FIRE) you need to be looking for every edge.  This way of thinking allows FIRE seekers to uncover opportunities for savings and growth in everyday activities.  Whether it be house or travel hacking, biking over driving, or making delicious home-cooked meals for pennies on the dollar, the FIRE lifestyle is centered around creative thinking for everyday issues.  Housing, transportation and food are predictable everyday facts of life.

However, one facet of everyday life is not so predictable:

Adversity

How can FIRE thinking take advantage of that?

[Read more…] about Seeing the Opportunity in Adversity

Filed Under: Lifestyle Improvement, Uncategorized Tagged With: Adversity, Financial Independence, Financial Independence Retire Early, finding opportunity in adversity, finding the silver lining, Handling adversity, Stoicism

Escape the 9-5 Faster with the Boost-Glide Path to Financial Independence

September 13, 2018 by Mr. Heartland on FIRE

Can you take cues from a rocket launch to enjoy the benefits of F.I.R.E. on an accelerated timeline? [Read more…] about Escape the 9-5 Faster with the Boost-Glide Path to Financial Independence

Filed Under: FI Progress, Lifestyle Improvement, Retirement Tagged With: alternative retirement strategy, FI number, FIRE, how long until retirement, How much to retire, how to leave your 9 to 5 and still retire, How to reach financial independence fast, retirement strategy

Net Worth Update 9: Paul Bunyan Edition

September 6, 2018 by Mr. Heartland on FIRE

August came and August went.  And with it, I now have a child in Kindergarten!  What a mind job!  While I begin to adjust to yet another reminder that I am getting old, let’s take a step back and dissect the month that was.

[Read more…] about Net Worth Update 9: Paul Bunyan Edition

Filed Under: FI Progress, Savings, Smart Spending Tagged With: 401k contibutions, cash flow budget, first time school parent, short term savings strategies

Own a Home but Looking to Move? How to Save for the Next Down Payment

August 30, 2018 by Mr. Heartland on FIRE

Not our house… but I can dream right?

A down payment for a house can be one of, if not, the largest single expenses in a person’s life.  It’s no wonder many choose to rent instead of purchase.  However, if you are like us here in the Heartland on FIRE household, you may be addicted to real estate and home ownership may be a very important goal for you.  We figure we have one or two more houses in us yet.  As with all goals, a well thought out and soundly executed plan is key to achieve your objective.  The problem is, there are several options to consider.  So let’s take a few minutes and run down some of them to see what may be the best option.

[Read more…] about Own a Home but Looking to Move? How to Save for the Next Down Payment

Filed Under: Uncategorized Tagged With: buying a new home, forced appreciation, home equity, live in flip, paying off mortgage, saving for a down payment, saving for a goal, saving strategies

How to Compare Short Term Savings Strategies

August 23, 2018 by Mr. Heartland on FIRE

We have a potentially lucrative investment opportunity on the horizon.  It will take an aggressive savings strategy to be able to jump on it.  So, I wanted to walk through our thought process on how we plan to attack this ambitious short term savings goal.

[Read more…] about How to Compare Short Term Savings Strategies

Filed Under: Savings Tagged With: bonds, certificates of deposits, how to invest for the short term, pros and cons of short term investment options, savings accounts, short term savings strategies, stocks

5 Keys to Making Restaurant Quality BBQ at Home

August 16, 2018 by Mr. Heartland on FIRE

I love Barbecue.  I can’t get enough of it.  The heat of the coals, the wisp of thin white smoke lazily rising from the smoker, the hint of smoke wood-tinged air, and of course the mahogany-colored meat itself! A great a plate of ribs makes Daddy happy!

The problem is, a plate of good “Que”, can stick you with a sizable tab if you always get it at a restaurant.  But it doesn’t have to be that way!

[Read more…] about 5 Keys to Making Restaurant Quality BBQ at Home

Filed Under: Cost Cutting, DIY, Lifestyle Improvement, Smart Spending Tagged With: Amazing Ribs, BBQ on a budget, Bogart's BBQ, Cheap BBQ, Financial Independence, Great BBQ at home, how to make great ribs, lifestyle optimization, Pappy's BBQ, Sugarfire, The Virtual Weber Bullet

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