Blazing a Trail Towards Financial Independence
It’s official: Summer is over. School is in full swing and college football is back! Whoohoo! We paid off our car loan in August, but did we get our savings back in line in September?
[Read more…] about Net Worth Update 22: Back to Business? Edition
I am all about picking up skills and hobbies that check multiple boxes. In my experience, nothing checks more boxes than learning to cook, so I wanted to take a moment to reflect on exactly why I love it. Let me walk you through 10 of my favorite reasons why you should pick up cooking.
[Read more…] about 10 Reasons Why You Should Learn to Cook
Credit card rewards are a great way to travel the world at a discount or earn cash back from your normal spending habits. While it’s nice to earn points or miles as you spend, the largest benefit comes from card sign up bonuses. My wife and I both met our bonuses on our Chase Sapphire cards earlier this year and now I am on the hunt for a new card. Read along if you are interested in getting inside my head while I evaluate the options.
[Read more…] about Which Rewards Credit Card is Right for Me?
Between the start of school and two vacations, August was a whirlwind month. The moving and shaking also carried over into our finances. So what happened?
[Read more…] about Net Worth Update 21: Debt Eraser Edition
A few weeks ago, my wife and I were on vacation in San Francisco. We had an ambitious schedule so we arrived to pick up our rental car for the trip early in the morning. The lady working the counter tossed us the keys and proclaimed: “You’re in luck… this is our last car.” She went on to tell us that several groups were due in shortly and they wouldn’t behave cars available for 3 to 4 hours!
Yikes! A delay that long would have nuked our vacation plans. How lucky were we?
Upon reflection; however, it seems this wasn’t an isolated incident. The common thread between this “lucky” event and several others was a supremely simple hack…
Being Early
[Read more…] about Being Early: The Simplest Success Hack
We just refinanced our house into a 15-year mortgage. We will be paying off our car loan early. The mortgage was 4% (now 3%) and the car is 2% interest. The math says that it’s usually better to invest your money than to pay off low interest loans. So what the hell are we doing?
[Read more…] about Pay Off Low Interest Debt? Why We Defy Common Wisdom